The Other Sure Thing Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared? Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.